Coverage

We have extensive experience representing and advising clients regarding a wide array of commercial and personal insurance. We can provide assistance with analyzing, and if necessary litigating, the applicable rights and obligations of the parties to all major lines of insurance, including:

• General Liability
• Casualty and Property
• Directors & Officers' Liability
• Errors & Omissions
• Public Sector
• Commercial and Personal Motor Vehicle
• Professional Liability
• Reinsurance

We can provide representation related to all types of claims which may implicate insurance coverage issues, including:

• Criminal and civil actions arising out of alleged financial crimes and governmental investigations
• Breach of fiduciary duty, shareholder derivative suits, antitrust, price fixing, and restraint of trade
• Insurance agents and brokers’ alleged negligence in performing their duties
• Municipal liability, and police, fire department and school board errors & omissions
• Uninsured motorists coverage
• Bodily injury arising out of catastrophic, workplace and product-related injuries
• Property damage and business interruption claims resulting from catastrophic accidents (eg., fires, explosions, water intrusion) and natural events (eg. hurricanes, cyclones, earthquakes)
• Workplace discrimination and sexual misconduct
• Products and other manufacturing-related liability, including disputes regarding the allocation of losses among multiple insurers and policies, and liability and first party claims arising from product-manufacturing recalls
• Claims against medical professionals, attorneys, or accountants
• Construction liability claims, including architects and engineers’ professional liability policies, first-party property, environmental and builder’s risk policies, performance bonds, and “additional insured” claims
• Intellectual property claims, including patent, trademark and trade dress disputes, copyright infringement, and unfair competition
• Cyber-Torts, including technology, media and professional liability claims regarding allegations of cyber-extortion, as well as intellectual property and data breach claims
• Environmental liabilities, including cleanups, petroleum contamination, and toxic torts
• Fidelity claims, including embezzlement, employee crime, forgery, failed institutions and receiverships
• International insurance claims, including arbitration and other international insurance recovery

Bad-Faith Litigation

With respect to direct claims of bad faith liability, Cooper & Scully understands what it takes to successfully litigate these claims, including the applicable standards, necessary discovery, and appropriate experts. Our attorneys have tried numerous cases to successful conclusion.

Carrier Representation

Our attorneys have the experience and skills to understand and analyze even the most complex insurance matters. We provide advice and representation related to all aspects of the law affecting the operations of an insurance related business, including evaluating exposure and assisting clients on steps to take to minimize risks. Some of the types of matters we have handled include:

• Policy and Endorsement Drafting
• Regulatory Authority Representation
• Coverage Counsel
   

General Liability/Third Party Defense We have a keen appreciation for the unique goals and objectives of the insurance industry in handling claims and litigation in a cost-efficient and effective manner. We understand the need of the claims professional to maintain a close working relationship with defense counsel so that claims and litigation can be managed with case-specific goals clearly in mind. We are experienced in providing budgets and timely, substantive reports so that costs and benefits of claims and litigation can be continually assessed.